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The dream of homeownership is now within reach for first-time homebuyers in the Tucson area!

Home » Tucson Welcome Home Credit Union Program

100% financing program for eligible families in Pima County.

Applications open OCT. 15

Six local area credit unions and the GoWest Foundation have launched the Tucson Welcome Home program which offers zero down payment assistance and supports individuals and families looking to transition from renting to owning their own homes. This means 100% financing for eligible borrowers in Pima County.

To qualify, applicants must meet the following criteria:

Be a first-time homebuyer
Be employed or have a consistent income source for at least the past two years
The purchase property must be located in Pima County
The property must be a single-family home, townhome, or a detached or attached 1-unit residence
The total, yearly household income must be at or below $100,000 (110% below area median income)

Tucson Welcome Home is a loan program created to expand home financing options for families at or below 110% of the median household income level. This program can provide an avenue to overcome affordability, down payment and credit qualification challenges and enable families to escape the cycle of renting and build wealth.

Sponsoring credit unions are:

Pima Federal Credit Union offers financing
Tucson Federal Credit Union offers financing
Vantage West Credit Union offers financing
Hughes Federal Credit Union – promotional partner
Pyramid Credit Union – promotional partner
Tucson Old Pueblo Credit Union – promotional partner